Price List

*) 3 - European transfer is a payment in EUR within the Single Euro Payments Area or SEPA, i.e., to recipient banks in the countries of the European Economic Area (EEA) (Austria,

Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxemburg,

Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden), as well as SEPA countries outside the EEA (Albania, Andorra, Moldova, Monaco,

Montenegro, North Macedonia, San Marino, Serbia, Switzerland, Vatican, United Kingdom), if the respective recipient bank participates in the SEPA system. The payment is

executed with the SHA commission fee. It is mandatory to provide the recipient’s account number in IBAN format in the payment order.

If a transfer with the standard priority cannot be executed as an instant payment (SEPA Instant Credit Transfer), it is automatically executed as a SEPA payment according to the

specified submission time.

If the option “Execute only as an instant payment” is marked in the payment order and the recipient bank cannot accept the transfer due to technical or other reasons, the

instant payment is rejected and the payment’s amount is credited back to the account; this payment is not automatically executed as a SEPA payment.

4 - International transfers are payments in EUR where the beneficiary’s bank is located outside the Single Euro Payments Area (SEPA).

5 - If extra actual costs arise (including any commissions requested from the banks involved in the transfer), the customer shall pay for them. 

6 - OUR - commission is covered by the Customer; SHA - commission is shared – commission AS “Reģionālā investīciju banka” is covered by the Customer, the other share is charged from the transfer amount; BEN - commission is charged from the transfer amount.

The Basic Account is a single-currency current account in EUR (euro). The Basic Account provides principal payment functions. Applying for the Basic Account is available solely to individuals, residents of the European Union*, who have the right to reside in Latvia in accordance with the normative acts of the Republic of Latvia, as well as to persons, whom no resident permit was issued, but the deportation of these persons from Latvia is impossible in accordance with the normative acts of the Republic of Latvia.

European Union residents are the citizens and non-citizens of Latvia, or citizens of another European Union Member State, the European Economic Area or the Swiss Confederation.

1 Commission shall be charged for the payment sum exceeding USD 30,000 per week.

2 The Bank doesn’t accept banknotes of USD, issued till 1993 and the banknotes of 100 USD, issued in the year 2006.

4 A commission shall not be charged to individuals paying the main deposit sum, if the deposit was made in cash.

5 Cash payment is realized if the customer has presented previous application to the bank: USD – in one bank’s working day; other currency – in two bank’s working days. To get the cash on the next working day till 12:00, the application needs to be presented till 14:00 of the current day. Cash payment can be ordered only under the condition that at the time of the application for the current account of the customer is ordered by the amount or its equivalent in another currency.

*
2 - The "New Companies" package applies to legal entities that apply for it no later than 12 months after registering with the Register of Enterprises of the Republic of Latvia.

3 - Applications for the Customes package "New Companies" can be submitted until September 14, 2026. The price list will be valid until December 31, 2027. Starting January 1, 2028, the "Start" package will be activated, and the associated price list will apply to the services.

1) A commission of 0.08% is applied to transactions below 5,000,000.00 (nominal).

2) The minimum commission is not deducted if there are no securities in the Financial Instruments Account / Individual Holding Account of Financial Instruments. Fees for holding financial instruments may be deducted in certain cases on the basis of the nominal value of the security.