Loans
An experienced, modern and professional bank providing high-quality financial services and a flexible approach.
An experienced, modern and professional bank providing high-quality financial services and a flexible approach.
Today, a rare company is able to develop and grow successfully without using loans in financing its operations. We are ready to offer individual financial solutions according to customer’s needs. Our customer should know only the purpose of the loan, and we will recommend the most suitable type of loan, type of interest rate, and payment schedule.
Credit line: a short-term loan for companies, which is intended for the financing of current assets, including the financing of import and export trade operations with liquid commodities.
Factoring: short-term financing of the company’s current assets in exchange for transferring the right to cash flows against the purchaser (debtor) to the bank.
Credit card: a short-term loan for increasing current assets, booking and paying for rented cars, paying for employees’ business trips and other expenses.
Loan: a long-term loan for companies, intended for the implementation of new business projects, acquisition and repair of immovable property, as well as acquisition of equipment and vehicles.
Leasing: the most convenient and beneficial type of financing intended for the acquisition of new cars, tractor machinery, as well as production and other equipment.
RIB cooperates with AS “Attīstības finanšu institūciju Altum”, offering entrepreneurs various financial services, inter alia, a credit facility for current assets, an investment loan for development or purchase of goods, leasing or factoring, with ALTUM guarantee.
Guarantees are provided in cooperation with the European Union and are co-financed by the European Regional Development Fund.
Beneficiaries must observe the publicity requirements of the funds. Communication and Design Guidelines of the EU Funds 2021-2027 and the Recovery and Resilience Facility – EU funds.
To receive funding with ALTUM guarantee, we encourage you to contact your customer manager or the customer service centre.
Today, only a rare company is able to develop and grow successfully without using loans in financing its operations. We are ready to offer individual financial solutions according to customer’s needs. Our customer should know only the purpose of the loan, and we will recommend the most suitable type of loan, type of interest rate, and the best payment schedule.
If you are engaged in exportation or importation of goods and regularly purchase goods from foreign partners or sell your goods to them, we offer to choose a documentary operations service, with the help of which you will be able to minimise your transaction risks.
We offer the following documentary operation services:
To build our customers’ wealth and ensure their safe future, we offer them investing their free funds, using our deposit service.
We will kindly answer to all Your questions during bank working hours. Call +371 67 359 000
We will not only help You find answers to your questions, but we will also offer individual solutions. Write please to [email protected]