Card payment amount
Payment amount in the card account currency after all exchanges and including all commission fees
Bank’s commission fee for currency exchange to the card account currency
Bank’s commission fee for payment in the card account currency
Percentage share of the currency exchange mark-up excl. commission fees against the ECB rate
Percentage share of the currency exchange mark-up incl. commission fees against the ECB rate
European Central Bank (ECB) currency exchange rate
Mastercard currency exchange rate
Bank’s currency exchange rate
In accordance with Regulation (EU) 2019/518 of the European Parliament and of the Council of 19 March 2019 as regards certain charges on cross-border payments in the Union and currency conversion charges, the functioning of the internal market must be facilitated and the inequalities must be ended between payment service users in the euro area and non-euro area Member States in respect of cross-border payments in euro.
The calculator is intended for payment card users to find out information about charges applied to payment service users for the transaction and currency conversion. All payments linked to the card must be traceable and comparable, and they must be expressed in the same way, namely, as interest mark-ups in comparison to the latest reference rates published by the European Central Bank (‘ECB’) for the euro currency.