Processor – the Bank’s partner (individual or legal entity, enterprise or other separate entity), which pursuant to the written agreement processes Personal Data on behalf and for the benefit of the Bank.
Bank – JSC “Regionala investiciju banka”, registered at the Register of Enterprises of the Republic of Latvia with the reg. No. 40003563375, legal address: 2 J. Alunana St., Riga, LV-1010.
Bank’s home page – the Bank’s home page: www.ribbank.com.
Data Subject – an individual that established business relations with the Bank or that is related to such business relations, including a Customer – an individual, a Customer’s representative, a Real Beneficial Owner, related parties, a guarantor, candidates for job openings advertised by the Bank, a person associated with the Bank, a partner, as well as persons that possessed such status previously or that expressed their willingness in any manner to become ones, or granting them such status is required by the normative acts, or any other identified or identifiable individual whose Personal Data is processed by the Bank.
Remote Communication Device – any device, including remote account management tools that can be used without simultaneous physical presence of the payment service provider and the payment service user to conclude agreements between the Data Subject and the Bank, as well as to receive/provide Banking services.
Customer – an individual or a legal entity or an association of such persons that uses, used or expressed their willingness to use banking services and/or that acts as a payer or as a beneficiary.
AML/CFTP Law – Law on the Prevention of Money Laundering and Terrorism and Proliferation Financing.
Real Beneficial Owner – an individual that is the owner of the Customer – legal entity, or that controls the Customer, or on behalf of which, to the benefit of which or in favour of which business relations are established or a random transaction is executed, and which is at least:
with regard to legal entities – an individual that directly or indirectly owns more than 25% of capital shares or voting shares of a legal entity, or which directly or indirectly controls it;
with regard to legal arrangements – an individual that owns or in favour of which a legal arrangement is established or operates, or which directly or indirectly controls it, including where it is a founder, an proxy or a manager of such an arrangement;
Personal Data (Data) – any data that provides any information regarding the Data Subject, including objectively documentable information (for example, name, surname, personal identification number, address, telephone number, account number and account information), as well as subjective information regarding the Data Subject (for example, credit rating). Personal Data is also understood to be information documented in any form, i.e. the data documented both in writing in paper form and in electronic format, as audio and video recordings, as well as photo and documented biometric data.
Personal Data Protection – a set of measures stipulated by the normative acts that is ensured by the Bank while processing the Personal Data.
Processing of Personal Data – any action or a combination of actions performed with the Personal data manually or automatically (for example, Personal Data collection, registration, organising, structuring, storing, as well as adjusting or transforming thereof, returning, disclosing, restricting, deleting, destroying, etc.).
Consent – Data Subject’s consent that is specific, intended, unambiguously and freely expressed by a written or verbal reference to the corresponding person’s consent to the Processing of Personal Data to a certain extent and in compliance with the objectives determined by the Bank.
Profiling – any kind of automated Processing of Personal Data that is expressed in using Personal Data for the purpose of evaluating specific private aspects related to the Data Subject, especially for the analysis and forecast of aspects in respect of behaviour, financial position, performance of the Data Subject, etc.
Third Party – any person that is not the Bank, employee of the Bank, a person directly authorised by the Bank and not a Processor, having their own independent intentions in respect of Processing of Personal Data.
Third Countries – territories outside the European Union and the European Economic Area
